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Accurate calculations are vital to the financial health of any company. Whether you are planning for start-up costs, figuring out your breakeven point or analyzing the value of an acquisition, you must employ the proper tools. Business calculations can be easy or complex but the results are critical.

Start-up costs are the cost required to start a business including fixtures, equipment and office equipment. Research costs, which include analyses of industry and market conditions could also be included in start-up expenses. You can estimate startup costs by examining the financial statements of businesses in your field or asking your accountant or bookkeeper for specific cost categories. It's also an excellent idea to add a buffer of safety, such as 10%, when you calculate your initial costs to account for unexpected costs.

Calculating your total cost will help you determine if you will earn a profit after selling your products or services. Calculate your cost of goods (COGS) by using an equation. This figure is essential in determining the price and profit margins.

The most effective business calculators come with many functions and are simple to use. Some calculators for business come with built-in functions for amortization or interest rate conversions. Others may include visual graphs or connect to a computer for safe storage of calculations. There are many business calculators that include more advanced features. For example, an NPV calculator that makes use of the discounted cash-flow calculation to calculate the net present value.